Family Protection Planning

Whether you have dependants you wish to protect, or outstanding mortgages and debts you want to cover, we all want our families to be cared for when things go wrong.

Hopefully you may never find yourself in need of protection but with so many factors to consider, not many people give enough thought to how they could pay the mortgage and other bills and ensure their family is financially secure if an accident, illness or even unthinkably, a death, stopped your ability to work and provide an income.

Providing the required amount of family and income protection cover need not be expensive and we can help you to consider the first step to ensure your family is financially secure and understand your options by helping you to become aware of the risks both you and your family are exposed to.

How we can help (+) Click to open

Our Independent Financial Advisers can provide the right advice and analysis of your protection needs, by:

Working with you to understand your family protection needs
Offering family protection solutions on areas such as life assurance, critical health insurance, school fee protection, critical illness cover, income protection, family income benefit and income protection from the ‘whole of market’

Using our wide-ranging knowledge of protection products and use a variety of research tools to make sound cost effective recommendations for you

Ensuring that benefits from protection plans are written in ‘Trust’ where relevant, to mitigate the impact of taxation on any proceeds
Reviewing your on-going family protection needs to ensure you are put in the strongest possible position to make the right decisions

MORTGAGES

As your largest monthly expense, having the wrong mortgage can cost you thousands of pounds more than it should. With so many mortgages and lenders to choose from, we can provide advice and recommendations for you at any stage of home buying and can also help with many types of complex and specialist mortgages.

PROTECTION PLANNING

Whether you have dependants you wish to protect, or outstanding mortgages and debts you want to cover, we all want our families to be cared for when things go wrong.
Hopefully you may never find yourself in need of protection but with so many factors to consider, not many people give enough thought to how they could pay the mortgage and other bills and ensure their family is financially secure if an accident, illness or even unthinkably, a death, stopped your ability to work and provide an income.

INVESTMENT PLANNING

At Gallagher & Tarran we believe in strong, trusting and lasting relationships which allow us to work with our clients, in line with changing circumstances. Our trusted advisers will listen to you, understand your financial goals and deliver high quality advice.

The Financial Conduct Authority does not regulate National Savings or some forms of mortgage, tax planning, taxation and trust advice, offshore investments or school fees planning. The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK.

“At Gallagher & Tarran Ltd, we endeavour to provide products and services of the very highest standards. However, should you wish to complain, you can contact us at our head office or by telephone on 01325 528222 and we will try our best to resolve it straight away. Should you be dissatisfied with our response, you can then ask the Financial Ombudsman Service www.financial-ombudsman.org.uk for an independent review. You should note that The Financial Ombudsman Service will only consider your complaint once you have tried to resolve it with us first”

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