Family Protection Planning
Whether you have dependants you wish to protect, or outstanding mortgages and debts you want to cover, we all want our families to be cared for when things go wrong.
Hopefully you may never find yourself in need of protection but with so many factors to consider, not many people give enough thought to how they could pay the mortgage and other bills and ensure their family is financially secure if an accident, illness or even unthinkably, a death, stopped your ability to work and provide an income.
Providing the required amount of family and income protection cover need not be expensive and we can help you to consider the first step to ensure your family is financially secure and understand your options by helping you to become aware of the risks both you and your family are exposed to.
How we can help (+) Click to open
Our Independent Financial Advisers can provide the right advice and analysis of your protection needs, by:
- Working with you to understand your family protection needs
- Offering family protection solutions on areas such as life assurance, critical health insurance, school fee protection, critical illness cover, income protection, family income benefit and income protection from the ‘whole of market’
Using our wide-ranging knowledge of protection products and use a variety of research tools to make sound cost effective recommendations for you
- Ensuring that benefits from protection plans are written in ‘Trust’ where relevant, to mitigate the impact of taxation on any proceeds
- Reviewing your on-going family protection needs to ensure you are put in the strongest possible position to make the right decisions